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Manager & Counsel – Consumer Card Product and Disclosures

American Express

American Express is a global services company, providing customers with exceptional access to products, insights, and experiences that enrich lives and build business success.

Manager & Counsel – Consumer Card Product and Disclosures

This position will provide legal support to the U.S. Consumer Products and Services (CPS) business with a focus on consumer credit cards. The position will work closely with business clients and legal professionals in the General Counsel’s Organization (GCO) to provide legal advice on a wide range of issues, including card marketing and acquisition, card member agreements, new product development, reward programs, and regulatory compliance. A key responsibility will be partnering with and advising the Operational Excellence teams that manage cardmember legal disclosures and billing statements.

Here’s just some of what you’ll do in this role:

  • Provide legal advice and guidance to business colleagues responsible for consumer lending, cobrand, and premium cards on a range of matters including card marketing, card member communications, product development, and rewards programs
  • Provide primary legal support to business groups managing the Card Member Legal Disclosure (“CMLD”) process and billing statements in the United States
  • Develop regulatory subject matter expertise across U.S. consumer finance regulations, with a particular emphasis on Truth in Lending Act and UDAAP
  • Participate as part of a team of seasoned attorneys and legal managers, offering thought leadership for practice group and GCO-wide projects

Minimum qualifications:

  • Bachelor’s degree & J.D.
  • Admitted to New York Bar or eligibility to do so
  • 3+ years of relevant legal experience

Preferred qualifications:

  • Strong analytical and problem-solving skills
  • Ability to generate creative and innovative solutions to client issues
  • Ability to interpret and apply law and regulation in a practical, hands-on, common-sense manner
  • Ability to communicate complex issues clearly and persuasively, in both written and oral format
  • Ability to build relationships and partner with others to drive results
  • Capacity to be agile and pivot appropriately when challenged with new information or evolving circumstances
  • Strong process-management skills and ability to help identify and implement improvements in work process to enhance efficiency and productivity.
  • Experience applying UDAAP and the Truth in Lending Act is a plus

Additional Details:

  • Location: 200 Vesey St, New York, NY 10285
  • Workplace Flexibility: Potential to work remotely part of the time based on current projects and team needs.
  • Travel: Little to none
  • Visa Sponsorship: Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for this position.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That’s why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

If the role you are applying for is designated as hybrid or onsite, you will be required to demonstrate that you have completed your primary COVID-19 vaccination series (i.e. 2 doses for Moderna/Pfizer and 1 dose for J&J), in order to work in or visit any of our offices. This requirement is subject to legally required accommodations.

US Job Seekers/Employees – Click here to view the “EEO is the Law” poster and supplement and the Pay Transparency Policy Statement.
If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.

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Manager & Counsel – Consumer Card Product and Disclosures

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American Express

American Express is a global services company, providing customers with exceptional access to products, insights, and experiences that enrich lives and build business success.

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